COVERAGES:

PI insurance covers legal costs and expenses incurred in your defense, as well as any damages or costs that may be awarded, if you are alleged to have been negligent in providing a professional services that cause the client to lose money.

EXTENSIONS:

 Medical Practitioner’s Endorsement (Only for Doctors)

 Loss of documents including Computer records

 Breach of confidentiality viz personal information

 Dishonesty of employees viz fraud and dishonesty of employees

 Libel and slander Defamation – written or verbal defamation

 Specialist Consultants

UNDERWRITING INFORMAION REQUIRED:

 Details of services rendered/provided

 Estimated Gross Revenue

 Details of staff/partners

 Past Claims/Loss History

TERRITORY AND JURISDICTION:

 Worldwide including USA/Canada

EXCLUSIONS:

 Contractual Liability

 Insolvency

 Patent & Trade Secret

 Prior Claims/ Circumstances

 Prior Acts

 Employment Practice Violation

PREMIUM RATING:

 Revenue with geographical break up

 Nature Of Service

 Past Claim Experience

 Total experience of the service provider in the field

 Limit Of Indemnity (AOA:AOY)